A house in multiple occupation (HMO) is a property rented out by at least 3 people who are not from 1 ‘household’ (for example a family) but share facilities like the bathroom and kitchen. You must have a licence if you’re renting out a large HMO in England or Wales.
Under the Housing Act 2004 and the Regulatory Reform (Fire Safety) Order 2005, HMOs are required to undertake fire risk assessments. This entails an inspection by a competent professional to outline where the hazards lie and how they can be avoided. The landlord can face unlimited fines in case of fire injury and insurance void upon failure to undertake a fire risk assessment.